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Understanding your Duty of Disclosure

Before you enter into an insurance contract, you have a duty of disclosure under the insurance Contracts Act 1984. If we ask you questions that are relevant to our decision to insure you and on what terms, you must tell us anything that you know and that a reasonable person in the circumstances would include in answering the questions. You have this duty until we agree to insure you.

If you do not tell us something

If you do not tell us anything you are required to tell us, we may cancel your contract or reduce the amount we will pay you if you make a claim, or both. If your failure to tell us is fraudulent, we may refuse to pay a claim and treat the contract as if it never existed.

By selecting OK you agree that you’ve read and understood your Duty of Disclosure

 

I have read and considered the PDS and the latest claims advice.

I understand and have complied with the Duty of Disclosure as outlined in the PDS and I have not yet departed on my journey or left my country of residence.

I am aware that my personal information (including sensitive information where relevant) may be used and disclosed in accordance with the Privacy Policy; including for direct marketing purposes. I know I can opt out of receiving direct marketing by contacting Cover-More in accordance with the Privacy Notice.

If I have provided information on behalf of another person, I have received consent to do so and have made them aware of the above requirements.

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